Permanent Life Insurance

Permanent

Protection for life — with the power to grow your wealth.

Permanent life insurance provides lifetime coverage and includes a cash value component that grows tax-deferred over time. You can access this value through loans or withdrawals to support future goals such as retirement income, education funding, or emergencies.

       Types of Permanent Coverage:

  • Whole Life: Fixed premiums and guaranteed growth

  • Universal Life: Flexible premiums and adjustable coverage

  • Indexed Universal Life (IUL): Cash value growth tied to a market index with downside protection→

Learn More UL & IUL

       Key Highlights:

  • Lifetime protection — never expires

  • Builds cash value you can access

  • Flexible for wealth and legacy planning

  • Ideal for long-term financial strategies

Best for: Those seeking long-term protection and financial growth, or wanting to leave a lasting legacy.

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Learn About Permanent Coverage

Whole Life Insurance

What it is: Permanent coverage that lasts a lifetime and builds guaranteed cash value over time.

Key Features:

  • Lifetime protection

  • Cash value accumulation that grows tax-deferred

  • Fixed premiums that never increase

  • Can be used for estate planning or borrowing against savings

Best For:

  • Long-term financial security

  • Building equity through life insurance

  • Estate planning or wealth transfer

Limitations:

  • Higher premiums than term life

  • Less flexible compared to term with separate investments

Contact us

Let us know if you have any questions or are wanting to see how our strategies can help you secure your financial future!

Info@evergreenwealthandco.com